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Financial Opportunity Review

Your financial statements may be accurate and still be costing you money.

For $1,000, M. Todd Dyer will review your financial statements and reporting, follow the clues behind the numbers, and identify at least $10,000 in reasonably documented annualized financial opportunities or refund the review fee.

Secure checkout. Schedule immediately after payment. No lengthy application.

$36,000Recurring annual cost identified
$300,000Potential annual savings opportunity identified
$80,000Potential annual margin protected

You should not have to work this hard and still wonder where the money is going.

Your company is busy, revenue is coming in, and your people are working. The financial statements arrive, but something still does not feel right. Profit is lower than expected, cash remains tight, or margins change without a clear explanation.

The answer may already be inside reports you receive every month.

Revenue is growing, but the additional profit never seems to appear.
The company reports a profit, but available cash remains tight.
Managers see the same reports and reach different conclusions.
Your financial statements show what happened but not which customer, service, project, or decision caused it.
Expenses repeat every month because nobody has questioned whether the underlying practice still makes economic sense.

What can one financial clue be worth?

These examples began with numbers that appeared in ordinary reporting. The value came from investigating why the numbers existed and what business practice created them.

$36,000Potential recurring annual opportunity
The clue

Approximately $3,000 in recurring monthly expense.

What was found

An intercompany billing method appeared to be creating unnecessary sales tax without corresponding economic value.

Why reporting missed it

The expense was recorded. The underlying business practice was not being questioned.

Approximate amount. Final public wording requires factual verification.

$300,000Potential annual savings opportunity
The clue

An unexpected payroll tax burden inside a complex labor and benefit structure.

What was found

The prevailing wage benefit methodology appeared to create approximately $25,000 per month in additional payroll taxes.

Why reporting missed it

The number was visible. The financial statements did not explain the methodology that created it.

Approximate amount. Final public wording requires factual verification.

$80,000Potential annual margin protected
The clue

Rising fuel and hauling costs appeared to be reducing margin.

What was found

Contract provisions appeared to allow qualifying cost increases to be recovered rather than permanently absorbed.

Why reporting missed it

The answer was not only in the expense report. It was in the agreement behind the expense.

Approximate amount. Final public wording requires factual verification.

A focused investigation of the financial clues most likely to matter.

This is not a generic checklist or an unlimited review of every part of the business. Todd examines the financial statements and reporting, identifies the strongest available clues, and determines what can reasonably be concluded from the information provided.

Opportunity findings

The most important financial opportunities, concerns, and unanswered questions identified during the review.

Preliminary financial value

A reasonable estimate of annual earnings, cash, one time exposure, or decision value when the evidence supports it.

Validation requirements

A clear explanation of what must still be confirmed before acting on a preliminary finding.

Priority action plan

Recommended actions organized by financial importance, controllability, urgency, and effort.

The goal is not to create more reporting. The goal is to find what the existing reporting is trying to tell you.

Buy the Review for $1,000

Are you receiving financial statements or financial intelligence?

A company can have clean books and still lack the information required to understand performance, predict results, and make better decisions.

LEVEL 1

Bookkeeping

You know what was received and spent, but reporting may be late or difficult to trust.

LEVEL 2

Financial reporting

You know revenue, expenses, and reported profit, but not what created the result.

LEVEL 3

Management reporting

You can see customers, services, departments, and operating drivers, but forecasting may remain limited.

LEVEL 4

Financial intelligence

You can find the cause, estimate the effect, identify the leverage point, and decide what should change.

How much could your company improve if management could see the financial cause, not only the reported result?

Pay, schedule, provide the relevant reports, and receive the findings.

STEP 1
Buy the review

Complete the secure $1,000 checkout.

STEP 2
Choose your time

Schedule the initial financial context conversation immediately after payment.

STEP 3
Provide the information

Todd determines which statements, reports, transactions, or supporting records are relevant.

STEP 4
Receive the findings

Review the opportunities, values, evidence requirements, and recommended actions with Todd.

The purpose of financial analysis is not to produce more reports. It is to understand what creates the result and determine what management can do about it.

More than 30 years of financial, operating, and transaction experience.

Todd has served in CEO, CFO, and COO roles and has worked across mergers and acquisitions, forensic financial analysis, mathematical modeling, and reporting system design. In one complex heavy highway business with approximately $120 million in revenue, more than 300 employees, and more than 300 unique projects per year, he helped rebuild the financial and operating reporting structure so management could connect results to projects, tasks, labor, materials, equipment, estimates, and manager performance.

30+ YearsExperience
CEO, CFO, COOOperating roles
M and ATransaction lens
10xOpportunity guarantee

At least $10,000 in reasonably documented annualized financial opportunities or your $1,000 fee is refunded.

The guarantee applies to opportunities identified, not results promised. The client must provide materially complete and accurate requested information. Opportunities requiring additional validation will be identified. Recurring earnings, one time cash, and risk exposures will be presented separately. The maximum refund is the $1,000 fee paid.

Buy the Review for $1,000

What owners usually want to know.

Is this an audit?

No. It is a management focused advisory review. It does not provide an audit opinion, assurance, a formal valuation, legal advice, tax advice, or a quality of earnings report.

Do my financial statements need to be perfect?

No. Reporting limitations may be important findings. The available information must still be sufficiently complete and reliable to support reasonable observations.

Do I need to be planning to sell my company?

No. The service is designed to improve financial understanding and identify economic opportunities. No sale, financing, or investor event is required.

What happens if deeper analysis is needed?

You receive an explanation of what was found, what remains uncertain, and what additional work may be required. You are not required to purchase another service.

What if the next $36,000 opportunity is already inside your financial statements?

You may need someone to notice the expense, margin, contract, practice, or reporting clue that everyone else has accepted as normal. For $1,000, let us find out.

The Financial Opportunity Review is a management focused advisory service. It is not an audit, assurance engagement, formal valuation, quality of earnings report, legal opinion, or tax opinion. Case amounts are approximate and require final factual verification before public use. Guarantee terms require final legal approval before publication.

Buy the Review for $1,000